Business financing for companies operating in Russia
We help Russian limited liability companies (LLCs) and individual entrepreneurs arrange funding from RUB 5 million to RUB 300 million: business loans, credit lines, overdrafts, leasing, bank guarantees and government contract financing. We assess your circumstances first, then identify a suitable approach to applying.
Speak with Oleg Novikov: +971 56 456 8672
Assess first. Apply next.
We start by reviewing your turnover, funding purpose, debt commitments, documents, previous rejections and collateral. Then we identify suitable lenders and an application approach.
What does your business need?
Choose the situation closest to yours. Each card opens an enquiry form so we can understand your business and suggest financing options to explore.
Fund purchases or bridge a cash flow gap
Stock, raw materials, supplies, supplier payments, rent, payroll, seasonal growth or day-to-day expenses.
A bank declined or offered too little
We review possible reasons for the rejection and assess whether a different application approach could help.
Finance contract delivery
Funding to fulfil a contract, obtain a bank guarantee, purchase materials or cover upfront costs.
Raise a larger amount against assets
A loan secured against property, vehicles, equipment or another marketable asset.
Acquire vehicles or equipment
Business leasing options for vehicles, specialist machinery, machine tools, medical equipment or service equipment.
Repayments are putting pressure on cash flow
Explore refinancing, revised payment schedules and alternatives that may ease monthly repayment pressure.
What we review in 15 minutes
An initial assessment helps you approach lenders with a clearer picture. We review your business and identify financing products and application approaches that may be realistic.
Financing options we can help you explore
A standard business loan is not always the best fit. A credit line, overdraft, lease, bank guarantee, factoring arrangement or secured loan may better meet your needs.
Business loans
For growth, purchases, order fulfilment, equipment, renovations or a cash flow gap.
Credit lineCredit lines
For recurring purchases, working capital and repeated drawdowns within an agreed limit.
OverdraftOverdraft
For short-term account shortfalls when incoming payments are expected soon.
LeasingLeasing
For vehicles, specialist machinery, equipment, machine tools, medical equipment or service equipment.
GuaranteeBank guarantees
For tender participation, contract performance and securing contractual obligations.
FactoringFactoring
When customers pay on deferred terms and you need access to funds sooner.
CollateralSecured loans
For larger funding needs where property, vehicles, machinery or other collateral is available.
RefinancingManage repayment pressure
When existing repayments put pressure on cash flow and your financing arrangements need a review.
Why business finance applications get declined
A completed application form is only part of the process. Banks assess sectors, turnover, collateral, funding purposes, debt commitments, documents and business history differently. Even a viable business can be declined if the lender or product is a poor fit.
How we work
We first build a clear understanding of your business, then select suitable lenders, products and an application approach.
Enquiry and business details
Submit an enquiry. We ask for your Russian Tax ID (INN), funding amount and purpose, turnover and current circumstances.
Initial assessment
We assess which options may be realistic: a business loan, credit line, secured finance, leasing or factoring.
Application strategy
We identify suitable lenders and help prepare an application that presents a clear, accurate picture of your business.
Application support
We support you through the review process, help address the bank’s questions and assist with the documents needed for a decision.
Financing for your sector
Funding needs vary by sector. Explore common business needs below or request an assessment of the financing options that may suit your business.
Vehicle repair and service centres
Equipment, tools, spare parts, workshop renovations, rent and cash flow gaps.
Beauty salons
Renovations, equipment, supplies, staff, marketing and opening a new location.
Restaurants and cafés
Equipment, renovations, ingredients, supplier payments, rent and opening a new location.
Medical clinics
Equipment, renovations, supplies, opening a consulting room and expanding services.
Wholesale and retail businesses
Stock purchases, warehousing, supplier payments, seasonal growth and cash flow gaps.
Manufacturing businesses
Raw materials, supplies, machine tools, equipment, warehousing and order fulfilment.
Typical client scenarios
Common situations that lead businesses to seek financing, with company names and commercially sensitive details omitted.
Funding raw materials and supplies
A company received new orders, but its cash was tied up in working capital. The task was to identify suitable financing and focus applications on relevant lenders.
Financing contract delivery
A contractor needed funds to purchase materials before the customer paid. The contract, delivery timeline and repayment source were central to the application.
Reapplying after a rejection
A business had been declined because of its debt commitments and an unclear funding purpose. We reviewed the reasons first, then selected a different application approach.
Frequently asked questions
What business owners often want to know before applying.
Can I obtain financing after a bank rejection?
Can I obtain funding without collateral?
How much funding could my business obtain?
What is needed for an initial assessment?
What financing could suit your business?
Request an assessment. We will review your circumstances, suggest options to explore and identify lenders that may be worth approaching.
For businesses registered in Russia.
No overdue debt.
Business registered for more than 6 months.
Final eligibility depends on the lender and financing product.
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