Cookie Policy

Publication date: 1 January 2026.

This Cookie Policy sets out the procedure for the use of cookies and similar technologies on the website https://ngfinance.ru, owned by Individual Entrepreneur Oleg Igorevich Novikov.

1. Operator

The Operator is:

Individual Entrepreneur Oleg Igorevich Novikov

Russian Tax ID (INN): 504230516961

Russian state registration number for an individual entrepreneur (OGRNIP): 322508100369467

Website: https://ngfinance.ru

Email for personal data enquiries: oleg@credit-brk.ru

2. What cookies are

2.1. Cookies are small text files stored on the user’s device when they visit a website.

2.2. Cookies may be used to ensure that the website functions correctly, save user preferences, analyse traffic, improve service quality and assess the effectiveness of the website.

2.3. Certain information collected through cookies and web analytics services may constitute personal data if it makes it possible to identify the user directly or indirectly.

3. Data that may be processed

The following technical data may be processed when using the website:

3.1. IP address.

3.2. Browser details.

3.3. Details of the user’s device.

3.4. Operating system details.

3.5. The source of the visit to the website.

3.6. The date and time of the website visit.

3.7. Pages viewed.

3.8. The user’s actions on the website.

3.9. Cookie identifiers.

3.10. Other technical data automatically transmitted when using the website.

4. Purposes of using cookies

Cookies and similar technologies are used for the following purposes:

4.1. Ensuring that the website functions correctly.

4.2. Making the website easier to use.

4.3. Analysing website traffic.

4.4. Improving the website’s structure, content and functionality.

4.5. Assessing the effectiveness of advertising and informational materials.

4.6. Ensuring the security and stability of the website.

5. Web analytics services used

The website may use web analytics and statistics services, including:

• Top.Mail.Ru;
• Yandex Metrica;
• other analytics services, counters and technical tools used by the Operator to analyse the operation of the website.

If the website also uses Yandex Metrica, VK Pixel, Google Analytics or other services, the Operator lists them in this Policy.

6. Managing cookies

6.1. The user may restrict or disable cookies in their browser settings.

6.2. Disabling cookies may affect the correct operation of certain website features.

6.3. The user may delete previously stored cookies through their browser settings.

To review or change your cookie preferences for this website, open Cookie settings.

7. Consent to the use of cookies

7.1. A cookie notice may be shown to the user when they first visit the website.

7.2. By clicking the consent button in the cookie notice, the user confirms their consent to the use of cookies and the processing of technical data for the purposes set out in this Policy and the Privacy Policy.

7.3. The user may refuse the use of cookies by changing their browser settings or ceasing to use the website.

8. Relationship with the Privacy Policy

8.1. The procedure for the Operator’s processing of personal data is also governed by the Privacy Policy published at:

https://ngfinance.ru/en/privacy

8.2. This Policy supplements the Privacy Policy.

9. Changes to this Policy

9.1. The Operator may amend this Policy.

9.2. A new version of the Policy takes effect upon publication on the website, unless otherwise stated in the new version.

9.3. The current version of the Policy is permanently available at:

https://ngfinance.ru/en/cookies

10. Contact details

For enquiries about personal data processing and the use of cookies, please contact: oleg@credit-brk.ru