Private participation in business financing
NG Finance works with entrepreneurs, Russian LLCs and individual entrepreneurs seeking financing for working capital, purchasing, contracts, equipment and growth. We consider partnerships with investors interested in transactions involving operating businesses: a clear purpose, documentation, a legal structure and preliminary risk analysis.
Understand the model and risks before considering transactions
An investor first reviews the selection process, legal structure, documents and risks. Only then can specific borrowers' circumstances be discussed. We do not sell a promised return.
Why an investor may be interested
A sound investment case starts with careful selection, a clear borrower profile, a financing purpose, documentation and a repayment scenario, rather than a headline rate.
Access to actual business financing needs
Entrepreneurs contact us for working capital, purchasing, contract performance, equipment, cash flow gaps and growth.
Not every application proceeds to discussion
We first review the basic information: time in business, Russian Tax ID (INN), turnover, purpose, existing debt, documents and repayment source.
The investor makes their own decision
Our role is to prepare information and explain the structure. The investor decides whether to participate after reviewing the documents and risks.
How the model works
This is not a public investment platform or a mass-market product. This page provides an initial introduction for investors who may be interested in individually arranged participation in specific business financing transactions.
Types of transactions that may be considered
We focus on situations where the purpose, term, documents, repayment source and potential safeguards can be explained.
Working capital
Purchasing stock, raw materials and supplies, paying suppliers and managing seasonal growth.
Contract performance
Financing work, purchases and logistics before the customer pays.
Secured transactions
Situations involving property, vehicles, equipment or another asset.
Financing against expected receipts
Transactions where repayment is linked to expected receipts from counterparties.
What an investor should see before deciding
An informed investor needs a structured information pack explaining who the borrower is, why funds are needed, how repayment is planned and where the risks lie.
Risks exist, so we discuss them in advance
Business financing is not a bank deposit. Returns are not guaranteed, the borrower may repay late, and security may not fully cover the risk. Before participating, the investor must therefore review the documents, legal structure and possible recovery scenarios, then make an independent decision.
How the process begins
Submitting an enquiry does not involve transferring money. The first step is a brief introduction, an explanation of the model and discussion of the legal structure.
Investor enquiry
Leave your contact details, an indicative amount and the format you are interested in.
Introductory call
We discuss your experience, expectations, limits and questions about risk.
Materials
We explain the selection process, document pack and an anonymised example transaction.
Next steps
If there is mutual interest, we discuss specific transactions and their legal structure.
Frequently asked questions
We deliberately do not publish universal terms on this page. They depend on the specific transaction, borrower, term, documents and security.
Do you guarantee returns?
Who is the borrower?
Which documents does an investor receive?
Is this a public investment platform?
Discuss participation
Use the enquiry form and we will contact you, clarify your investor profile and indicative participation amount, and send introductory materials.