A partner network for business financing
NG Finance helps entrepreneurs identify suitable sources of financing: banks, leasing companies, factoring providers, guarantee products, business microfinance providers and alternative financial solutions.
Who we work with for business financing
For each client, we choose a financial product that fits their turnover, time in business, financing purpose, existing debt and documents, rather than simply choosing the best-known bank.
Bank financing
Business loans, overdrafts and credit lines for working capital, company growth and contract performance.
Leasing
Financing vehicles, specialist machinery, equipment and commercial assets for Russian LLCs and individual entrepreneurs.
Guarantees and factoring
Bank guarantees for procurement, supply factoring and financing for deferred payments and contractual obligations.
Main categories of financial providers
Below are examples of market participants and categories typically considered when comparing financing terms. The appropriate option depends on the client's circumstances and the provider's requirements.
Business banks
Used for loans, overdrafts, credit lines, bank guarantees, business banking and working capital financing.
Leasing companies
An option when a business needs a vehicle, specialist machinery, equipment or another asset without paying the full price upfront.
Factoring and supply financing
A solution for companies working with deferred payments, supplies, accounts receivable or contractual obligations.
Bank guarantees and procurement
Finding solutions for bid security, contract performance, advance repayment and warranty obligations under Russian Laws No. 44-FZ and 223-FZ and Government Resolution No. 615.
Alternative financing
Considered for non-standard situations: urgent working capital needs, a bank decline, insufficient collateral or a need for bridge financing.
How we choose a suitable source of financing
The same business can receive different decisions from different banks. Choosing where to apply is therefore as important as submitting the application itself.
Understanding your needs
Amount, purpose, timing, turnover, contract, collateral, time in business and current debt commitments.
Choosing a product
A loan, overdraft, guarantee, leasing, factoring or alternative financing.
Selecting lenders
We identify financial providers whose requirements match the application and where the prospects may be stronger.
Supporting the process
We help prepare your application, manage the review and support you through to financing.
Why consider more than one bank
Stronger approval prospects
A decline from one bank does not mean financing is impossible. The lender may be a poor fit, or the application may need better preparation.
Saving time
Clients avoid spending weeks comparing banks, terms and requirements or submitting repeated applications on their own.
An option that fits
One client may benefit from a credit line; another may be better suited to an overdraft, leasing, a guarantee or factoring.
Find a financial solution for your business
Submit an enquiry and we will assess your circumstances, identify suitable sources of financing and suggest where to start.
Explore financing options