Estimate repayments on a business loan
This calculator uses the actual number of days between disbursement and each payment, shows the payment breakdown and generates a detailed repayment schedule.
Loan details
Enter your expected financing terms. The bank’s final repayment schedule may differ.
Results and repayment schedule
An estimate excluding fees, insurance and additional costs
Full repayment schedule
All columns are visible on a large screen. On a narrow screen, scroll the table horizontally.
| № | Date | Days | Payment | Principal | Interest | Personal income tax | Net paid to the lender after tax | Balance |
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Loan calculator for Russian LLCs and individual entrepreneurs
The NG Finance calculator estimates business loan repayments, total interest and the outstanding balance on each payment date. Unlike a simplified “annual rate divided by 12” calculation, this model uses the actual length of each interest period.
This estimate can help you compare bank offers and assess whether your business can support the expected repayments. A final decision should also take account of turnover, financial reports, existing commitments, seasonality and the particular lender’s requirements.
Annuity payment
Payments remain equal during the principal repayment period, while the interest and principal portions change from month to month.
Equal principal repayments
Principal is repaid in equal instalments, so the total payment usually decreases gradually.
Grace period
Only accrued interest is paid during the selected months. Principal repayments begin later.
Need a calculation based on actual bank offers?
NG Finance can help assess your business and identify a suitable financing structure. Approval is not guaranteed.