Financing for public and corporate procurement under Russian Laws No. 44-FZ and 223-FZ
We help arrange financing for public procurement under Russia’s Federal Law No. 44-FZ and corporate procurement under Law No. 223-FZ: purchasing materials, paying for work, bridging a cash flow gap and starting a project without using your own funds.
Who this financing is for
For companies and individual entrepreneurs that have won a contract and want to preserve their own working capital.
Tender winners
If the contract has already been signed or you are preparing to meet your obligations under Russian Laws No. 44-FZ or 223-FZ.
Businesses facing a cash flow gap
When the customer will pay later, but purchases, payroll and work need funding now.
After a bank rejection
We assess the reasons for rejection, strengthen the application and identify banks where approval may be more likely.
What can be financed
Funds can cover the actual costs needed to fulfil a government or municipal contract.
Purchasing goods
- materials
- equipment
- raw materials
- components
Paying for work
- contractors
- logistics
- machinery rental
- production costs
Working capital costs
- payroll
- taxes
- cash flow gaps
- current payments
How we help arrange financing
We assess your situation first, then identify suitable programmes rather than sending applications indiscriminately to every bank.
Assessment
We review the contract, revenue, account turnover, financial statements, existing debt and potential reasons for rejection.
Selecting banks
We identify lenders that consider your business profile and type of contract.
Preparing the application
We help assemble the documents, strengthen the application and present the project clearly to the bank.
Receiving funds
We support the process through the decision, document signing and disbursement.
Why a bank may decline
We identify weaknesses in the application early to avoid spending time on banks where rejection is likely.
Insufficient revenue
The bank may consider the company’s current turnover too low relative to the contract amount.
No collateral
Not every bank is willing to finance contract fulfilment without security.
Weak financial statements
Low profit, losses or unstable receipts can reduce the likelihood of approval.
Example outcome
Financing after a bank rejection
The client needed funding to fulfil a contract. The first bank declined because of insufficient security and high existing debt. We identified an alternative programme and helped prepare the documents.
Documents you may need
The exact requirements depend on the bank and amount, but the basic package usually includes:
Company documents
- Russian Tax ID (INN) / State Registration Number (OGRN)
- constitutional documents
- financial statements
- tax returns
Financial information
- business bank account statements
- details of existing loans
- account turnover breakdown
- revenue information
Contract documents
- procurement reference number
- draft or copy of the contract
- cost estimate
- fulfilment deadlines
Frequently asked questions
Request a financing estimate for your government contract
Submit a request and we will assess your situation, review potential options and suggest banks where approval may be more likely.
Submit a request