Help securing business loans for Russian LLCs and individual entrepreneurs
NG Finance helps entrepreneurs and companies identify financing for their business needs: working capital, purchases, contracts, equipment, cash flow gaps, credit lines, overdrafts, leasing, factoring, bank guarantees and refinancing. We assess your situation first and choose a realistic application strategy, avoiding indiscriminate submissions.
Help the bank understand your application before it decides
The amount requested is only one part of the picture. Banks assess turnover, existing debt, trading history, financing purpose, documents, sector, credit history and the selected product. Our role is to make the application clear, coherent and professional.
Who this service is for
For business owners, finance directors, entrepreneurs, suppliers, contractors and companies seeking financing through a structured application process.
Legal entities
Companies needing financing for working capital, purchases, contracts, equipment, expansion or lower debt payments.
Individual entrepreneurs
Entrepreneurs seeking a loan, credit line, overdraft, leasing, guarantee or another product based on turnover and tax regime.
Businesses after a bank rejection
If a bank declines, it is important to understand why: existing debt, financial statements, documents, an unsuitable product or bank, or a poorly presented application.
Business needs we help address
Different products may meet the same business need. We assess the purpose, term, turnover, documents and existing debt to select a product for the situation.
Working capital
Purchasing goods, raw materials and supplies, paying suppliers, funding seasonal growth and bridging cash flow gaps.
Contract fulfilment
Funding purchases, work, logistics, subcontractors and fulfilment of commercial or government contracts.
Credit line
For regular purchases, recurring costs and businesses with an ongoing need for an available credit limit.
Overdraft
When payments are due now and receipts from clients or customers are expected later.
Leasing
Vehicles, specialised machinery, equipment, machine tools, commercial machinery and other assets.
Factoring
Funding against trade receivables when a customer pays on deferred terms.
Bank guarantees
Guarantees for tender participation, bid security, contract performance, advance payments and warranty obligations.
Refinancing
Restructuring bank loans, other borrowing or leasing when current payments become burdensome for the business.
What we assess before submission
Sending the same application to every bank can lead to repeated rejections and make subsequent financing attempts more difficult.
How we work
We start by assessing whether financing is realistic, then select banks and products that make sense for your situation.
Initial assessment
You submit a request. We clarify the Russian Tax ID (INN), amount, purpose, turnover, existing debt and urgency.
Assessment
We assess the business’s strengths and weaknesses, potential reasons for rejection and suitable products.
Application strategy
We identify worthwhile options: bank lending, leasing, factoring, guarantees, secured finance or refinancing.
Ongoing support
We help prepare the application, respond to the bank’s questions and adjust the approach when necessary.
Information needed to get started
A full set of documents is not always necessary for an initial assessment. Basic information is usually enough to identify a direction and potential limitations.
Useful reading
These articles explain how banks assess business applications, why rejections occur and which products may be worth considering.
Frequently asked questions
Answers to common questions about working with a business credit broker. The specific outcome depends on turnover, documents, purpose and existing debt.
Does a credit broker lend directly?
Can you guarantee approval?
Can I contact you after a bank rejection?
Which businesses can use the service?
Can I obtain financing without collateral?
Need a preliminary financing assessment?
Submit a request. We will review your situation, financing purpose, turnover and existing debt, then suggest an approach that may be realistic.